Is the guide really free?

Yes. The guide is free and comes with no obligation; your contact details are only used to send it to you.

Who is this guide for?

First-time buyers in Quebec who want to understand the down payment, the real closing costs and the financing steps before house hunting.

The download is available right after you submit the form, and a copy is also sent to your inbox.

No. The guide prepares you for the pre-approval: you'll know which documents to gather and what to expect.

First-time buyer guide

Download my free guide to better understand the key steps, down payment, costs to expect and how to prepare your financing.

From your first budget to signing at the notary, without unnecessary jargon.

Down payment, transfer duties, notary fees and taxes: what you actually need to plan for.

FHSA, HBP, tax credits and municipal incentives explained simply.

Based on real first-time buyer files financed in Quebec.

01
Assess your buying power
Income, debts, GDS and TDS ratios: understand what lenders look at.
02
Build your down payment
Minimums, accepted sources and the 90-day traceability lenders require.
03
Get your pre-approval
The documents to gather and how to hold your rate before you start visiting.
04
Costs to plan for
Notary, inspection, welcome tax and adjustments: the full closing budget.
05
Offer and financing
Conditions, deadlines and coordination between your realtor and lender.
06
Common mistakes
What derails a first-time buyer file, and how to avoid it.

Is the guide really free?: Yes. The guide is free and comes with no obligation; your contact details are only used to send it to you.
Who is this guide for?: First-time buyers in Quebec who want to understand the down payment, the real closing costs and the financing steps before house hunting.
How long until I receive it?: The download is available right after you submit the form, and a copy is also sent to your inbox.
Do I need a pre-approval to read it?: No. The guide prepares you for the pre-approval: you'll know which documents to gather and what to expect.

Get the guide, then let's talk about your project on a no-obligation call.